Terms & Conditions

Last Updated: February 23, 2026

Acceptance of Terms

By accessing and using the website brainsparkads.com operated by BRAIN SPARK ADS LLC ("we," "us," or "our"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, you should not use this website or our services.

Use of Website

You agree to use this website only for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue on the website.

Services Description

BRAIN SPARK ADS LLC provides financial services and direct lending solutions. The information provided on this website is for general informational purposes and does not constitute financial advice. All financial products and services are subject to applicable terms, conditions, and eligibility requirements.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of BRAIN SPARK ADS LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our prior written consent.

User Submissions

Any information you submit through our website, including through our contact form, is governed by our Privacy Policy. You represent that any information you provide is accurate and complete.

Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. Your use of this website is at your sole risk.

Limitation of Liability

To the fullest extent permitted by law, BRAIN SPARK ADS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or in connection with your use of this website or our services.

Indemnification

You agree to indemnify, defend, and hold harmless BRAIN SPARK ADS LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the website or violation of these Terms and Conditions.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from BRAIN SPARK ADS LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at brain@brainsparkads.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Third-Party Links

Our website may contain links to third-party websites that are not owned or controlled by BRAIN SPARK ADS LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which BRAIN SPARK ADS LLC is organized, without regard to its conflict of law provisions.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes indicates your acceptance of the updated terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

BRAIN SPARK ADS LLC
Email: brain@brainsparkads.com